SavingsPadLaunch a coin for any X handle. Every trade deposits into their savings account.
Name a handle when you launch. The coin is yours. The savings account is theirs. Two percent of every buy and sell lands in it as a deposit, earns interest daily, and waits. When they sign in with X, the whole balance is theirs to withdraw.
Look up any handle. The account may already exist.
Anyone can launch a coin for anyone. So the first thing most people do here is check their own name.
Sign in with X on this page. SavingsPad checks that the handle is yours, shows you every deposit since day one, and releases the cleared balance to the wallet you connect. One press, one transaction, no fee.
Then nobody has launched a coin for you. That takes about a minute on Pons, and it does not have to be you who does it. The account will open on the first trade.
Launch a coin, type their handle, and the account is theirs from the first block. You get the coin. They get a balance that grows whether or not they ever look at it.
Partial withdrawals are fine. The account stays open after a withdrawal and keeps taking deposits. Nothing expires, nothing is swept, nothing is burned on the handle's side. The only person who can move the balance is the person who can sign in as that handle.
Four steps. The split is written into the coin.
Set at launch, immutable after. Nobody can change it later, including us.
Name a handle
Launch on Pons, Robinhood Chain. Type any X handle: yours, a friend's, a stranger's, a company's. The handle does not need to know, agree, or exist on SavingsPad yet.
Every trade pays in
Each buy and sell carries a 2% fee. 80% of it is deposited to the handle's account in USDG the moment the trade settles. 20% buys $SVNGS on the open market and burns it.
Interest posts daily
The account holds tokenized Treasury bills. Interest accrues every day at the reference rate and is added to principal, so tomorrow's interest is on today's interest too.
Sign in with X
The handle signs in, connects a wallet, and takes the balance. Principal, interest, everything. Free, any amount, any time. The account keeps working after they leave.
There is no protocol share. SavingsPad does not keep a cut of deposits, interest, or withdrawals. The 20% buys $SVNGS with fees and burns it in the same transaction, so every trade on every coin is a small, permanent bid.
Treasury bills, not us
Deposits are converted into tokenized short-dated U.S. Treasury bills on Robinhood Chain. The reference rate tracks the 3-month bill and is published daily on every account page. When rates move, every account moves with them. We do not set the rate and cannot promise one.
It keeps compounding
An unclaimed account is not a problem to solve. It is a balance earning interest in someone's name. There is no expiry date and no sweep. Some of the largest accounts here belong to handles that have never signed in.
The account doesn't
Trading can stop tomorrow. The deposits already made stay in Treasury bills and keep posting interest. The coin and the account are two different things; only one of them needs volume.
Same rules, both sides
Deposits are made from the first trade on the curve. When the coin graduates to Uniswap, the fee follows it and deposits continue. Nothing changes for the handle, nothing changes for the split.
What a coin leaves behind.
Move the sliders. Deposits are 1.6% of volume (80% of the 2% fee). Interest at the reference rate, compounded daily, added to principal.
The deposit total is what the coin pays in before it goes quiet. The interest lines are what the account earns after that, with nobody trading, if the handle simply never withdraws. Most coins here trade for a few weeks. Most accounts are held for years.
Accounts on the books.
Every account and every deposit is on-chain and public. Tap a row to open it above.
| Handle | Coin | Interest | Balance | Status |
|---|
$SVNGS is what the other 20% buys.
Fixed supply, no emissions, no treasury. Its only job is to be bought and burned by every trade on every coin.
| Token | SavingsPad · $SVNGS |
| Chain | Robinhood Chain · chain id 4663 |
| Launchpad | Pons · graduates to Uniswap |
| Supply | 1,000,000,000 · fixed at launch · no emissions |
| Trade fee on launched coins | 2.00% · immutable |
| Split | 80% deposit to handle · 20% buy & burn $SVNGS |
| Deposit asset | USDG → tokenized 3-month T-bills |
| Reference rate | 4.30% · floats with the bill · published daily |
| Compounding | Daily · interest added to principal |
| Claim | Sign in with X · withdraw to any wallet · free |
| Expiry | None · no sweep · no minimum |
Withdrawals land where you say
Connect a wallet on Robinhood Chain to set where your withdrawals go and to see your $SVNGS balance once it is live. Connecting shares your address and nothing else; SavingsPad never asks for a signature to read a balance.
Robinhood Wallet supports Robinhood Chain out of the box. MetaMask, Rabby, Trust Wallet and OKX Wallet get the network added for you when you connect: chain ID 4663, ETH for gas, official RPC and explorer. Phone wallets connect by QR through WalletConnect.
Twenty percent of every fee on every coin is a market buy of $SVNGS followed by a burn. Volume anywhere on SavingsPad is demand for the token, and the supply only goes down.
SavingsPad holds nothing for itself. Deposits belong to handles, interest belongs to handles, and the buyback is burned rather than kept. There is no wallet to watch.
One billion at launch, all of it. No staking rewards, no team unlock, no vesting schedule to wait out. The only supply event left is the burn.
Interest comes from the bills the accounts hold, not from token inflation. If the bill pays less, accounts earn less. Nobody is printing yield here.
Rollout.
Three stages. Nothing on this page is promised before its stage.
- Account lookup, statements and the calculator are live on this page.
- $SVNGS launches on Pons. The split is written into the launch contract before the first coin.
- Sign in with X is wired and audited before any balance can be released.
- Launch a coin for any handle from the SavingsPad launch page.
- First deposits land in T-bills the same day. First interest posts the next.
- Public account pages with full deposit history and daily rate.
- Monthly on-chain statements per handle.
- Joint accounts: one coin, up to five handles, split written at launch.
- Handles from other networks once their sign-in can be verified on-chain.
The coin can go to zero. The account keeps paying interest.
Launch one for someone who deserves a savings account and does not have one. Or check whether someone already launched one for you.